There are a huge number of products on the market and it is important that you find a solution that best suits your needs and objectives.

At Foster Finance we pride ourselves on our ability to understand your situation and help you find a way to finance your property goals. There are many Australian lenders, all with varying credit policy, products and interest rates. We will educate you on the right type of loan structure for your situation, then help you to select the best lender for that structure.

We have extensive experience in organising the following types of finance:

Home Loans

Our core specialty at Foster Finance is helping our clients to buy a new home. We will be there by your side to advise you on your loan pre-approval with the most appropriate lender, negotiation techniques, and all purchase costs that need to be considered. We will liaise closely with your solicitor or conveyancer and will work with them to keep you in touch with the transaction so you always know where you stand. We also have access to several property databases and can prepare reports on individual properties which will help you to know more about the local market surrounding the property. In short, we are here to manage the purchase process for you, from locating the property through to settlement, and take some of the stress out of buying your largest asset.

Investment Loans

Tax considerations are all important when purchasing an investment property, and you will have the benefit of our years of experience with these types of transactions, and we will work closely with your accountant to recommend the best way to structure your tax deductible debt so that you are getting the most out of your property. We will also work with you to estimate the monthly cashflows associated with the investment property before you go ahead so that you are confident that you will be able continue to hold your current standard of living as well as grow your investment portfolio.

Commercial & Business Loans

There are many ways to structure finance for a commercial property purchase or business purposes, and we have access to many lenders all of whom appeal to different segments of the market. We will analyse your situation and objectives prior to applying for finance so that we are confident that the first lender we apply to will approve the finance, and will work to minimise application fees, interest rates and ongoing fees. We will work to make your financing as flexible as possible, so that your changing needs can be met with a minimum of fuss and time.

First Home Owners

Since we started helping our clients buy homes, we have helped hundreds of people to buy their first homes. There is a lot to learn when it is your first time purchasing a property, and we will educate you on all parts of the transaction so you always feel in control. We will help you with budgeting, First Home Buyer Grant applications and setting up the right bank account structure so that you can minimise interest and risk. Above all, we will be your first point of contact for everything to do with the property purchase, and we are there to help whenever you unsure about any party of the transaction.

Car Loans

Foster Finance is also able to assist with your car finance, whether it be a lease, term loan or hire purchase that is required. We will advise you on the right type of product to apply for, as well as other issues like the term of the loan and balloon payment. We will then negotiate with the lenders to minimise the interest rate and costs, and apply to the most appropriate lender on your behalf. A standard car loan only takes 3-5 working days to fund, so we can have you driving your new car very quickly.

We also specialise in helping out first home buyers, loans for those of you who have employment that is out of the ordinary and have great knowledge in company, trusts and SMSF mortgages.